Qu'est-ce que Ripple ?
Ripple is a company that was founded in 2012 in California. Work is being done here on the payment protocol, which is primarily aimed at streamlining the mutual payment transactions between banks. The currency that can be used on the Ripple blockchain is called XRP.
The biggest and most important difference between Bitcoin and Ripple is the underlying philosophy and purpose of the relevant cryptocurrency. While Bitcoin has been developed with the aim of allowing two parties to carry out transactions directly and on a decentralized basis, Ripple is precisely designed to improve the existing payment system.
A second difference is that Bitcoin can be mined, which means that people or parties can earn Bitcoin by merging transactions into a block and adding it to the blockchain through which transactions are processed. In this way everyone can have Bitcoin if the required service is provided. On the other hand, Ripple has centralized the issue of XRP with all XRP to be issued already created. All created but not yet issued XRP are managed by the Ripple Foundation.